What states does Kiavi lend in?
Kiavi lends in 49 states plus Washington, DC. The notable exception is Utah, where Kiavi does not currently lend. Coverage applies to non-owner-occupied residential investment property only — 1–4 unit homes, condos, and townhomes. Kiavi does not finance primary residences anywhere, and rural properties or unusual property types may be excluded even in covered states. If you're in Utah or have a 5+ unit building, look at Lima One Capital or RCN Capital instead.
New to Kiavi? Get $350 cash after your first loan closes — applied automatically through our partner link.
Claim the $350 Bonus
More Kiavi answers
- Is Kiavi legit?
- What is Kiavi's minimum loan amount?
- What credit score do you need for a Kiavi loan?
- What is Kiavi's phone number and how do I reach customer service?
- How do I submit a Kiavi payoff request?
- Who owns Kiavi, and is it the same company as LendingHome?
- How does the $350 Kiavi new-customer bonus work?
- Does Kiavi verify income or require tax returns?
- How fast does Kiavi close a loan?
- What is Kiavi's ARV estimator?
- Does Kiavi work with brokers?
- Do Kiavi loans have prepayment penalties?
Or go deeper: full Kiavi review · current rates · requirements · deal calculator.